Use It or Lose It: Easy Ways to Maximize Dental Insurance Benefits

We’re quickly approaching the end of the year, and do you know what that means? Your dental insurance benefits may expire soon. Since it’s a monthly investment, it only makes sense that you’d want to make the most of your coverage while you can. By taking advantage of your benefits, you can save plenty of money just in time for the holiday season! That said, here are a few ways you can maximize dental insurance benefits.

Get Regular Preventive Care

A healthy smile requires more than just brushing and flossing. You must visit your dentist every six months for a checkup and cleaning as well! Luckily, most dental insurance plans fully cover preventive services like teeth cleanings, oral examinations, and X-rays. At every appointment, your dentist will thoroughly check your mouth for signs of oral health problems. With early intervention, they can address these issues with conservative treatment instead of waiting until it needs more complex and expensive procedures. By staying on top of your routine checkups, you can keep your oral health in tip-top shape and save thousands over the years.

Schedule Outstanding Dental Work

Is there a specific dental treatment or procedure you need? You should schedule your appointment sooner rather than later! Otherwise, your issues may worsen, causing you to need more expensive and invasive work in the future. For instance, putting off a standard filling can cause the cavity to grow large enough to the point where a root canal is the only viable solution. Taking care of these issues as soon as possible will help you minimize your out-of-pocket expenses.

Use Your Coverage Before It’s Too Late

Each year, your dental insurance company will set aside a specific amount of money to put towards your care, which is known as your annual maximum. In many cases, this amount resets when the year ends and anything left unused will not roll over into the new year. If you want to avoid wasting coverage you’ve already paid for, you should schedule all the treatments you need before the year ends. Additionally, you can use your annual maximum to your advantage by scheduling part of a necessary treatment this year and the rest the next. That way, you’ll use two annual maximums instead of one, helping you get the most out of your coverage.

Don’t worry – it’s not too late to maximize your dental insurance benefits. With these tips, you can walk into the new year with a healthy smile and a thicker wallet!

About the Practice

At Wethersfield Dental Group, we value patient education to help everyone make well-informed and confident decisions for their smiles. Our team is always more than happy to address any questions or concerns you may have. If you want to learn how to maximize dental insurance benefits, don’t hesitate to ask. You reach a member of our team via our website or call (860) 400-3007.